Linking your Aadhaar card to your bank account is essential for directly availing various government benefits and subsidies into your account. Ensuring your Aadhaar is linked correctly can prevent delays in receiving these benefits. Here’s a quick and easy tutorial on how to check Aadhaar linking status with a bank. Let’s get started!
Why Is Linking Aadhaar to Your Bank Account Important?
Before beginning the steps, it’s important to understand why linking your Aadhaar to your bank account is crucial. The Aadhaar linkage enables direct benefit transfers (DBT), ensuring the government’s subsidies and benefits reach the intended beneficiaries’ bank accounts. This system eliminates intermediaries and reduces the chances of fraud.
Step-by-Step Process to Check Aadhaar Linking Status with Bank
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Using the UIDAI Website
The Unique Identification Authority of India (UIDAI) provides an online facility to check if your Aadhaar is linked to your bank account.
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Visit the UIDAI official website: uidai.gov.in.
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Navigate to the ‘Aadhaar Services’ section and select ‘Check Aadhaar & Bank Account Linking Status’ on the homepage.
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Enter your 12-digit Aadhaar number and the security code displayed on the screen.
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Click on ‘Send OTP’. An OTP (One-Time Password) will be sent to your registered mobile number.
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Enter the OTP in the required field and click ‘Submit’.
The website will display the current status of your Aadhaar-bank linkage. If linked, it will confirm the same with the bank’s name.
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Using SMS Service
You can also check your Aadhaar linking status with the bank through SMS.
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Send an SMS in the format ‘UID STATUS <Aadhaar Number>’ to 51969.
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You will receive an SMS from UIDAI confirming whether your Aadhaar is linked to your bank account.
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Through the Bank’s Customer Care
Another method is to contact your bank’s customer care service.
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Call your bank’s customer care number.
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Provide necessary details such as your bank account number and Aadhaar number.
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The customer care representative will update you on the Aadhaar linking status.
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Visit the Bank Branch or ATM
You can also visit your bank’s branch or use an ATM to check the status.
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Visit your nearest branch and request the bank official’s status check.
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Alternatively, if your bank’s ATM provides this service, you can check the status through the ATM by following the on-screen instructions.
Understanding the Term Beneficiary
In the context of banking and Aadhaar linking, it is important to know the beneficiary meaning. A beneficiary is the person designated to receive the funds or benefits. In the case of Aadhaar linkage, the account holder is the beneficiary who receives government subsidies or benefits directly into their bank account.
What Should You Do If Aadhaar is Not Linked?
If your Aadhaar is not linked to your bank account, follow these steps to link it:
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Online Linking
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Log in to your internet banking account.
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Find the ‘Aadhaar Seeding’ or ‘Aadhaar Linking’ option.
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Enter your Aadhaar number and submit the request.
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You will receive a confirmation message upon successful linking.
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Visiting Bank Branch
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Carry your Aadhaar card and bank passbook.
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Fill out the Aadhaar linking form available at the branch.
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Submit the form along with a photocopy of your Aadhaar card.
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The bank will process your request and inform you once the linking is complete.
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Mobile Banking App
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Open your bank’s mobile banking app.
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Look for the Aadhaar linking option.
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Enter your Aadhaar number and follow the instructions to link it.
Conclusion
Ensuring your Aadhaar is linked to your bank account is crucial for seamless access to government benefits and subsidies. You should check the Aadhaar linking status with your bank to avoid any issues in receiving payments. Follow the steps mentioned in this article to easily check and link your Aadhaar, ensuring you receive all the benefits you are entitled to without hassle.
